These days, mortgages remind me of oil in an ocean tanker, that maybe in theory changes ownership many times between setting out and arriving in port. Like a football, being thrown from one person to another. It all seems more and more surreal, the way it works.
BOA is just one of the banks doing this WF has a $7.00 fee so check and read the fine print when opening a new bank account. I am going to start looking at other banks so I might just go back to a UB.